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Look at the text below. In 40 seconds, you must read this text aloud as naturally and clearly as possible. You have 40 seconds to read aloud.
#33 Credit cards
Credit Cards are a ubiquitous form of payment that have revolutionized the way we conduct transactions. With a credit card, individuals can make purchases without having to carry cash or worry about the availability of funds. Credit cards also offer a range of benefits such as cashback rewards, travel points, and purchase protection.
信用卡是一种无处不在的支付方式，它彻底改变了我们进行交易的方式。有了信用卡，个人可以购物而不必携带现金或担心资金的可用性。信用卡还提供一系列的福利，如现金返还奖励、旅游积分和购物保障。